There are many different pet insurance coverage options.
The most common policies are developed based on your pet’s age or circumstance, such as a hereditary condition, occurrence of an illness or accidental emergency.
What does pet health insurance actually cover?
Accident-only policies cover care required in emergencies, such as surgery of accidental injuries. Illness plans offer coverage on the treatment of sudden illnesses, typical illnesses and even cancer care. There are also pet insurance policies that cater to unique circumstances, such as the treatment of genetic conditions and receival of alternative care.
What is not covered by pet insurance?
Unfortunately, there are some things that are not included in pet insurance coverage. For example, the treatment of pre-existing conditions or routine treatment and health maintenance.
This means that any treatment for conditions which your pet was diagnosed with prior to applying for pet insurance cannot and will not be covered by your policy. However, it is important to note that your policy will still cover treatment and care that is not directly related to this particular condition. This will help to ensure the highest quality of health for your cat or dog.
Does pet health insurance cover all vet bills?
No.. your pet health insurance policy may cover some, all or even a portion of your vet bills. Although most vets will accept your pet insurance, regardless of carrier or policy, that does not mean that your vet bills will be covered in full.
Your chosen pet health insurance plan will specifically outline what it will and will not cover in terms of your vet bills. It is important to keep this in mind, both during the selection process and later on when you select to use your insurance for future treatment or care of your pet.
Because each and every pet health insurance plan is different, not all policies cover the same things. This is why it is crucial to consider the top benefits you are seeking in an insurance policy before you apply.