The cost of pet health insurance varies based on a variety of factors.
For example, there are many age-specific coverage options, such as insurance plans for puppies and kittens. These specific plans cover preliminary care, such as spaying/neutering and administering core vaccines. Alternatively, there are accident-only plans that only cover.. You guessed it: accidental emergencies, only!
Deductibles on pet health insurance plans typically range anywhere from $100 – $1k. The total monthly, semi-annual or annual cost depends largely on what is covered by your selected plan. So it is important to evaluate what you consider to be the top benefits you require out of a pet insurance policy.
Is pet health insurance worth it?
Yes. Actually, purchasing pet health insurance for your dog or cat early on can even save you money! Even healthy animals can suddenly develop unexpected health problems.
Will pet insurance save me money?
In the best case scenario, your pet never experiences any health problems, such as the development of a condition, sudden sickness, unexpected emergency or an accident. However, there are still many procedures that must be performed early on in your pet’s life. Outside of preventative care, you will likely need to have your pet spayed, neutered or cared for following the birthing of a litter. Many health insurance plans offer package deals that specifically cover these specialized treatments, which you will wind up paying out of pocket for anyway. The resulting price tag is often a whole lot cheaper than if you choose to pay for these services individually.
